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NOTICE OF PRIVACY PRACTICES

Tarboro Savings Bank, SSB respects the privacy expectations and rights of its customers regarding financial information and other related information which the Bank has or gathers in the normal course of business.

Tarboro Savings Bank, SSB collects, retains and uses information about individual customers only when we believe it would be useful (and allowed or required by law) in administering our business and to provide products, services and other opportunities to our customers.  This information is obtained from application information, transaction information and consumer report information.

Tarboro Savings Bank, SSB will use a customer’s personal identifying information in our normal course of business.  Personal information will not be sold or distributed to other parties for marketing or other purposes.

Tarboro Savings Bank, SSB does not disclose any nonpublic personal information about our customers or former customers except as allowed or required by law.

Tarboro Savings Bank, SSB MAY disclose the information described above to other parties:

1. when that information is requested and authorized by you in writing;
2. when it is needed to process or complete a transaction initiated by you;
3. when required or allowed by law; or,
4. with reputable credit reporting agencies.

OUT SECURITY MEASURES

We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

Customers and members of the public may receive copies of this Notice of Privacy Practices by contacting us.